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short-sale-jacksonville-floridaDo you owe more on your mortgage than the house is worth?  You’re not alone!  There is a large percentage of homeowners in Jacksonville Florida who owe more on their mortgage than their house is worth.  But what if you want to sell the house?  What if you just can’t afford to throw good money at bad money any longer?  There is a solution for you that you MIGHT NOT know about. Keep reading.

All lenders have programs called “short sale” that allows you to sell the house for less than what’s owed on your mortgage.  This is done by putting your house on the market and finding a buyer who is ready, willing and able to buy. The lender asks that you provide a little bit of paperwork so that they can get a general idea of your financial situation. There is nothing that says that even if you have money in your accounts, that they won’t accept the offer for a short sale.

Once all of the paperwork is turned in, the bank will have an appraiser tell them that the house is worth in today’s market, taking into consideration any repairs that are needed on the house. The lender then reviews that information, and makes a decision whether to accept the offer that is being presented.  If the lender agrees, then in most cases, the homeowner is FREE from the debt, and the obligation to pay the difference to the lender.

If you’d like more information about how YOU can sell your house on a short sale, then let us help.  Fill out the simple form below and one of our short sale experts will be in touch with you right away!!

Seller Information
First Name   :
Last Name   :
Email Address   :
Best Contact Phone Number   :
How did you hear about us?   :
What is the Property Address for Sale?   :
Zip Code of Property for Sale?   :
Occupancy   :
Reason for Selling   :
How Much Is Owed on the Mortgage(s)?   :
How much are you asking for the house?   :